Reviewed by the Family Psychology Associates intake and billing team | Last updated June 2026 | Family Psychology Associates has served Tampa Bay since 1992.
In-network · Aetna
If your coverage is through Aetna, many of our clinicians at Family Psychology Associates are in-network, so you can start therapy at your plan’s contracted rate. Aetna is one of the most common employer-sponsored plans in the Tampa Bay workforce, and this page walks through how it covers therapy, the role of your employer’s benefits, and how to confirm what you will pay.
Aetna and Employer-Based Coverage
Most people with Aetna have it through an employer, which matters because your specific therapy benefit is shaped by the plan your employer chose. Two coworkers can both have Aetna and pay different amounts per session depending on their plan tier. That is why verifying your individual benefit, rather than assuming, is the most useful first step. Our intake team can do this for you.
Does Your Employer Offer an EAP?
Many Aetna-covered employers also offer an Employee Assistance Program (EAP), which typically provides a set number of counseling sessions at no cost to you, separate from your regular medical benefit. EAP sessions can be a low-barrier way to begin, and if you need more support afterward, you can transition to using your Aetna behavioral health benefit. If you think you have an EAP, ask your HR department or check your Aetna member portal, and bring the authorization when you contact us so we can confirm participation.
How Aetna Covers Therapy
Aetna treats outpatient therapy as a behavioral health benefit, and your cost is determined by your copay, deductible, and coinsurance. If your plan applies a flat copay to therapy, you pay that each visit. If you have a deductible that applies to behavioral health, you may pay the contracted session rate until it is met. We explain each of these terms on our insurance and fees page, and we will tell you your exact cost before your first appointment.
How to Verify Your Aetna Benefits
Call the member services number on your Aetna card, or sign in to the Aetna member portal, and confirm whether you have outpatient behavioral health benefits, your copay or coinsurance, whether your deductible applies, and whether telehealth is covered the same as in-person. If you would rather not make the call, our intake team will verify your benefits for you before your first session.
Aetna and Telehealth
Aetna covers telehealth therapy on most plans, and we offer telehealth across Florida. For busy professionals juggling work schedules, telehealth often makes consistent care realistic in a way that commuting to an office does not. We will confirm your telehealth coverage when we check your benefits.
Getting Started With an Aetna Therapist at FPA
Not every clinician participates in every plan, so our intake team will pair you with a Family Psychology Associates clinician who is in-network with your Aetna plan and whose focus fits your needs, from anxiety and depression to relationship counseling, EMDR, and care for teens and young adults. To get started, visit our Contact Us page.
Frequently Asked Questions: Aetna and Therapy
Does Aetna cover therapy?
Yes. Aetna covers outpatient mental health on the large majority of plans. Your specific cost depends on your copay, deductible, and coinsurance, which we can verify for you.
Is Family Psychology Associates in-network with Aetna?
Many of our clinicians are in-network with Aetna. Because participation varies by clinician and plan, tell us your plan and we will match you with one who accepts it.
I have an Aetna EAP. Can I use it at FPA?
Possibly. EAP programs vary by employer and administrator. Bring your EAP authorization when you contact us and we will confirm whether one of our clinicians participates in your program.
Will my Aetna cost be the same as a coworker’s?
Not necessarily. Aetna benefits are set by each employer’s plan, so two people with Aetna can have different copays or deductibles. We verify your individual benefit so there are no surprises.
Does Aetna cover telehealth therapy?
On most plans, yes, and we provide telehealth throughout Florida. We confirm telehealth coverage for your specific plan before your first session.
A Note on This Information
This page is general information and not a guarantee of coverage. Benefits and costs vary by your individual Aetna plan, and final coverage is determined by your insurer. Our intake team verifies your specific benefits before your first appointment.